When you’re involved in an auto accident, the most frustrating part of the process is getting the damage to your vehicle repaired. Unless you decide to pay for everything out of pocket, this involves dealing with an insurance company. Depending on who was at fault for the accident, you will either have to rely on your own insurance company, or the other driver’s insurer, to cover the cost of repairing the vehicle.
The process begins with the insurance company sending an adjuster to estimate the cost of the damages. In itself, this can be a lengthy process, if the adjuster’s estimate differs from the body repair professional’s estimate. Even if you only need minor auto dent removal Lakewood CO, you may have to negotiate with the insurance company.
Once the insurance company does give approval for the work to be done, the body repair shop can add it to their schedule. Depending on how busy the shop is, it may be awhile, before technicians can begin to work on your vehicle. Once they do start to work on the vehicle, they will first tear down the damaged areas. This will enable them to address structural and mechanical damages, before they repair the body.
This helps the technicians develop a more accurate estimate, known as a quote supplement. The quote supplement will list structural and mechanical damages that need repair in addition to the bodywork, so it must also be submitted to the insurance company for approval. The insurance company may send an adjuster out to re-inspect the damage, before granting approval for work to be done. It can take as long as two weeks to reach this point in the process.
At this point, the repair of your vehicle can begin. The technicians will develop a repair plan and go over the details with you, giving you the opportunity to ask any questions about the process. The team will follow the repair plan and will try to meet the time estimates, which they provided to you. When your vehicle is ready, the repair shop will contact you and the insurance company to arrange full payment. This lengthy process is necessary and, ultimately, it benefits you by ensuring you receive quality service from both the repair technicians and your insurance provider.